Agency Banking and Financial Inclusion Services

Ashman Consulting supports banks and financial institutions with agency banking, account opening, savings mobilisation, financial inclusion outreach and agent development.

Propagating Financial Inclusion

Nigeria's leading financial inclusion
and agency banking firm

Agency Banking and Financial Inclusion Services
Helping financial institutions reach underserved communities, open accounts, mobilise savings and build effective agency banking networks.

Financial inclusion remains one of the most important opportunities in Nigeria’s financial sector. Millions of people still need easier access to banking, savings, payments, insurance, pensions and other formal financial services.

Ashman Consulting supports banks, microfinance institutions and financial service providers with financial inclusion outreach, account opening campaigns, savings mobilisation, agency banking development, agent recruitment and customer education.

We help financial institutions move closer to underserved customers in a practical and responsible way.

Why Financial Inclusion Matters

Access to financial services creates
value for people and institutions

When people have access to formal financial services, they can save more safely, receive payments more easily, plan better, participate in the economy and build stronger financial habits. For financial institutions, inclusion creates new customer relationships, deeper retail banking opportunities, increased savings mobilisation and stronger market presence. However, financial inclusion requires more than opening accounts. It requires trust, education, access points, trained agents, customer support and consistent engagement. Ashman Consulting helps institutions develop these structures.

We support organisations facing challenges such as:

Ashman Consulting helps financial institutions create programmes that connect financial services with the people who need them.

How Ashman Consulting Supports Financial Institutions

We help build the human and
field structures required for inclusion

Financial inclusion is not achieved from the branch alone. It requires presence in communities, markets, workplaces, associations and underserved locations. Ashman Consulting helps financial institutions design and execute outreach programmes that may include account opening, agent recruitment, financial literacy, community engagement, savings mobilisation and agency banking support. We place strong emphasis on customer education because inclusion becomes more sustainable when customers understand the value of the services being offered.

Our Services Include

Account Opening Campaigns

We support structured account opening drives targeted at individuals, traders, workers, artisans, associations and community groups.

Savings Mobilisation

We help financial institutions encourage regular savings and stronger deposit behaviour among retail customers.

Agency Banking Development

We support the recruitment, training, deployment and monitoring of agents who can extend banking services into communities.

Financial Literacy Support

We help customers understand banking, savings, account usage, digital channels and responsible financial participation.

Community Engagement

We support outreach through local groups, institutions, markets, associations and community networks.

Agent Training

We train agents in customer handling, product explanation, compliance awareness, reporting and professional conduct.

Retail Banking Expansion

We help financial institutions reach customer segments that are not adequately served by traditional branches.

Who is this for?

Who this service is for...

Ideal for financial institutions seeking deeper market reach

This service is suitable for:

  • Commercial banks
  • Microfinance banks
  • Fintech partners
  • Agency banking operators
  • Financial inclusion programmes
  • Development organisations
  • Public-sector initiatives focused on financial access

Tap Into The Informal Market

Let’s bring financial services
closer to more people

Ashman Consulting can help your institution design and implement financial inclusion and agency banking programmes that are practical, people-centred and growth-focused.

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